The Problem With America's Economy

This past month, a very clear and simple explanation of what is wrong with our economy, came across my desk.  I recently cancelled a credit card, and made sure an old one was still active.  Being in business, I maintain proof of my expenses by using a credit card.  At the end of the year, between Paypal, a credit card, and bank statements from my business account, I'm still able to figure my own taxes and have proof of my deductible expenses.  I know some folks don't believe we should be using the current monetary exchange, but I'm not there at this time.  I figure as long as I'm filing with the IRS and rendering unto Caesar, I'll be using fiat currency, which includes credit cards.  There is no balance carried on my card, just documented proof of expense and payment.  I say all this for no real important reason, other than to clarify, I believe it is possible to be debt free and utilize the benefits of a credit card.

The other evening, after cancelling the one card, I called my the company with my old card and the young man who answered immediately informed me what a privilege it was to be speaking with someone who had maintained an account with the company for the number of years I have.  Truth be told, I've probably had this account more years than he's been alive!  At any rate, as he looked my account over, it seems I qualified for a new and better perk.  I listened and it did sound good, so we went through the process.  I received a letter confirming all that we had discussed and explaining my new status.

In this letter was also a credit report with my FICO score.  Upon reading the information, I did a Google search as to the category of my score.  As it turns out, I have an excellent FICO rating, but it isn't perfect.  It is, however; higher than Warren Buffet's is reported to be.  And that is just the tip of the ice berg in what is wrong with America's Economy.   Since my score was not perfect, a disclosure was included to inform me of the key factors that adversely affected my "excellent but less than perfect" credit score.

1.  Lack of recent installment loan information          translation:  I'm not in debt.

2.  Too few accounts                                                   again:  I'm not in debt

3.  No recent revolving balances                                       "          "

But wait, there's more.  Based upon my recent information in the account upgrade, I now have a credit limit that is nearly twice my annual income.  Now that I've officially seen this in writing, there is no doubt the economy is not improving.   My credit line is not based upon my ability to repay what I borrow. 

In a nutshell, having no debt is the official adverse factor in my credit rating, but I now qualify for a line of credit that would enable me to spend twice as much as my annual income.  This is to further "encourage" our consumer driven economy.  A quick search of consumer driven economy reveals that our spending is actually considered a part of the gross domestic product!  This is the epitome of "digging one's way out of a hole."    

The Balance Sheet

The gardening season is winding down and I'm aware of coming into a new season of life.  Not just autumn, not just the Holy Days, but the reality that life has forever changed around the world, and judgment is upon us.  Many of us have asked YHWH to judge us now, so we can repent before the day of judgment.  The passage in Daniel 5, of the handwriting on the wall, has been weighing heavily.

Then was the part of the hand sent from him; and this writing was written. And this is the writing that was written, MENE, MENE, TEKEL, UPHARSIN.  This is the interpretation of the thing: MENE; G-d hath numbered thy kingdom, and finished it.  TEKEL; Thou art weighed in the balances, and art found wanting.  PERES; Thy kingdom is divided, and given to the Medes and Persians. 

There is a balance sheet, and it's obvious to see, as a sovereign nation, we are divided, as well as finished . . . in many ways, but the part that keeps coming to my mind and heart, is that sentence about being weighed in the balance and found wanting.  I don't want to come up short in G-d's plan for me.  Because any shortcoming would be on my part.  I don't want to be found wanting before my Heavenly Father.  I want Him to show me the balance sheet, after His forgiveness.  I want to see what He has numbered for His people, specifically myself, and to do that.

The handwriting on the wall is clear for the direction our nation has chosen, but just like Daniel, the remnant still has work to do and visions to carry out or explain.  The balance sheet of YHWH does exist.  Y'hshuwah paid the price.  There is no need for anyone to be found wanting.  This world is a mess.  So many nations are at odds with each other and divided amongst themselves, and America is no exception.  We are simply the feet of iron mixed with clay of the dispersed Roman Empire.

Come out from among them and be ye separate.  Don't be found wanting!